The Loan Process
Learning About Mortgages!
It is not a mystery. We at First Financial are all about making loans easy. There are seven simple steps to refinancing or purchasing your new home today. We want you to know what is going on at every step of the process.
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1. CONTACT
There are 3 easy ways to contact a First Financial loan agent to tailor a financial solution to your needs:
Apply Online: www.gofirstfinancial.com
Call us: 1-877-7-GO-FIRST
Email Us: info@gofirstfinancial.com
2. PREQUALIFICATION
We fill out a simple application and go over some basic information with you regarding your home, income, and credit to determine your financial goals.
3. DISCLOSURES
In the disclosure process, we gather all the necessary documentation to qualify you for your loan. Based on the information collected and your credit, your loan agent will quote you an interest rate and loan amount that you are likely to qualify for. We clearly explain the benefits and costs of the loan.
4. UNDERWRITING
We submit your loan to our underwriting department once we have your application and all your documents.
5. APPRAISAL
Whether you are buying a home or refinancing a mortgage you are required to have an appraisal done. Our appraiser will contact you to set up an appointment to meet you and determine the value of your home.
6. SIGNING
At this time an appointment will be made for signing loan documents.
7. FUNDING
You will be notified by your loan agent an estimated funding date of your loan.
If you're shopping for mortgages or just have some questions, give us a call:
Toll Free 1-877-7-GO-FIRST No obligation! Just answers!